Tag: generic drugs
State Laws on Generic Drug Substitution: How Regulations Vary Across the U.S.
State laws on generic drug substitution vary widely across the U.S., affecting how pharmacists replace brand-name drugs with generics. Some states require substitution, others require patient consent, and a few block swaps for high-risk medications entirely.
Reassurance from Research: What Clinical Studies Really Say About Brand-to-Generic Drug Switches
Clinical studies show generic drugs work for most people, but for those on critical medications like antiepileptics or heart drugs, switching can carry real risks. Learn what the data says - and how to protect yourself.
Generic Prescribing Incentives: How States Are Cutting Drug Costs by Rewarding Generic Use
States use copays, pharmacist substitution rules, and preferred drug lists to encourage generic medication use-cutting billions in healthcare costs. But unintended consequences threaten long-term access.
Long-Term Care Insurance and Generic Drug Coverage in Nursing Homes: What You Really Need to Know
Long-term care insurance doesn't cover generic drugs in nursing homes. Medicare Part D pays for most prescriptions, but formularies and enrollment gaps leave some residents paying out of pocket. Know how coverage works before moving in.
How to Handle Insurance Requirements for Generic Substitution
Learn how insurance companies enforce generic drug substitution, when you can legally refuse it, and how to get your brand-name medication covered if it's medically necessary. Real patient experiences and state-by-state rules explained.